Ponce Financial Group, Inc.

Item 5.07 Submission of Matters to a Vote of Security Holders Ponce Financial Group, Inc. (NASDAQ: PDLB), the holding company for Ponce Bank, held its annual stockholder meeting on June 11, 2026 (the “Annual Meeting”). The business conducted at the Annual Meeting consisted of (a) the election of three directors for a term expiring in 2029, (b) the ratification of the appointment of Forvis Mazars, LLP as independent registered public accounting firm for the year ending December 31, 2026 and (c) approval, on an advisory and non-binding basis, of the compensation of the named executive officers. The following is a summary of the voting results for each matter presented to the stockholders: a) Proposal I - Election of Directors Broker For Abstain Non-Vote Steven A. Tsavaris 14,732,162 2,582,284 2,590,590 James Perez 13,829,594 3,484,852 2,590,590 Marlene Cintron 16,825,753 488,693 2,590,590 With respect to the foregoing Proposal I, each nominee was elected to the Board of Directors of Ponce Financial Group, Inc. (b) Proposal II - Ratification of the appointment of Forvis Mazars, LLP as Ponce Financial Group, Inc.’s independent registered public accounting firm for the year ending December 31, 2026. For Against Abstain ─────────────────────────────────────────────────────────────────────────── 19,264,595 176,733 463,708 There were no broker non-votes. The foregoing Proposal II was approved. (c) Proposal III - Approval, on an advisory and non-binding basis, of the compensation of named executive officers. Broker For Against Abstain Non-Vote 11,067,224 5,852,807 394,415 2,590,590 The foregoing Proposal III was approved on a non-binding advisory basis. Item 8.01 Other Events. At the Annual Meeting, Carlos P. Naudon, President and Chief Executive Officer of Ponce Financial Group, Inc., delivered remarks to the stockholders, which are furnished herewith as Exhibit 99.1. The information set forth in this Item 8.01 and in the attached Exhibit 99.1 is deemed to be “furnished” and shall not be deemed to be “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of that Section. Item 9.01 Financial Statements and Exhibits. (d)Exhibits. Exhibit Number Description ────────────────────────────────────────────────────────────────────────────────────────── 99.1 Remarks of Carlos P. Naudon at Annual Meeting 104 Cover Page Interactive Data File (embedded within the Inline XBRL)

Item 8.01 Other Events. At the Annual Meeting, Carlos P. Naudon, President and Chief Executive Officer of Ponce Financial Group, Inc., delivered remarks to the stockholders, which are furnished herewith as Exhibit 99.1. The information set forth in this Item 8.01 and in the attached Exhibit 99.1 is deemed to be “furnished” and shall not be deemed to be “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of that Section.