Security
Ponce Financial Group, Inc. Common Stock · PDLB
PDLBNASDAQCommon stockCurrentCIK 1874071Updated Oct 27, 2026
PDLB price & chart
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NASDAQ:PDLB on TradingView ↗About the company
Ponce Financial Group, Inc. is the holding company for Ponce Bank, N.A. Ponce Bank, N.A. is a Minority Depository Institution, a Community Development Financial Institution, and a certified Small Business Administration lender. Ponce Bank, N.A.’s business primarily consists of taking deposits from the general public and to a lesser extent alternative funding sources and investing those funds, together with funds generated from operations and borrowings, in mortgage loans, consisting of 1-4 family residences (investor-owned and owner-occupied), multifamily residences, nonresidential properties, construction and land, and, to a lesser extent, in business and consumer loans. Ponce Bank, N.A. also invests in securities, which consist of U.S. Government and federal agency securities and securities issued by government-sponsored or government-owned enterprises, as well as, mortgage-backed securities, corporate bonds and obligations, Federal Home Loan Bank stock and Federal Reserve Bank stock.
In the news
Ponce Financial Group, Inc. Reports First Quarter 2026 Results ↗
Seeking Alpha
PDL Community GAAP EPS of $0.76, revenue of $34.84M ↗
Defensive rotation: Quality over sector labels in healthcare, banks, and consumer staples ↗
Ponce Financial Group: Potential Preferred Stock Repurchase Makes It Look More Interesting ↗
SEC disclosures
Ponce Financial Group, Inc. files 8-K: Material Event ↗
Recent filings
10-Q filing
Completion of Acquisition or Disposition of Assets · Regulation FD Disclosure
Items 2.01, 7.01, 9.01
10-Q filing
Results of Operations and Financial Condition · Regulation FD Disclosure
Items 2.02, 7.01, 9.01
Submission of Matters to a Vote of Security Holders · Other Events
Items 5.07, 8.01, 9.01
Financials
FY 2025 · USDSource
Source
Source
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balance sheet · annual statements
| Line item | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q2 2024 | Q1 2026 | Q1 2025 | Q1 2024 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ASSETS | ||||||||||||
| AssetsUSD | 3,157,079,000Source | 3,015,969,000Source | 3,494,711,000Source | 3,153,869,000Source | 2,842,007,000Source | 3,300,757,000Source | 3,089,836,000Source | 2,818,702,000Source | 3,223,970,000Source | 3,039,938,000Source | 2,750,722,000Source | 2,311,989,000Source |
| Property, Plant and Equipment, NetUSD | 16,129,000Source | 16,843,000Source | 14,645,000Source | 16,067,000Source | 16,976,000Source | 15,159,000Source | 16,417,000Source | 17,396,000Source | 15,638,000Source | 16,794,000Source | 16,053,000Source | 17,446,000Source |
| Current assets: | ||||||||||||
| Cash and Cash Equivalents, at Carrying ValueUSD | 146,579,000Source | 155,812,000Source | 140,010,000Source | 126,639,000Source | 103,166,000Source | 117,246,000Source | 129,893,000Source | 134,724,000Source | 126,154,000Source | 139,839,000Source | 139,190,000Source | 54,360,000Source |
| Operating Lease, Right-of-Use AssetUSD | 28,295,000Source | 29,785,000Source | 27,055,000Source | 28,806,000Source | 30,349,000Source | 27,633,000Source | 29,496,000Source | 31,021,000Source | 27,583,000Source | 29,093,000Source | 31,272,000Source | 33,423,000Source |
| LIABILITIES AND EQUITY | ||||||||||||
| LiabilitiesUSD | 2,627,244,000Source | 2,511,380,000Source | 2,933,741,000Source | 2,632,781,000Source | 2,344,350,000Source | 2,749,394,000Source | 2,575,950,000Source | 2,325,020,000Source | 2,682,421,000Source | 2,534,438,000Source | 2,259,327,000Source | 1,819,289,000Source |
| Stockholders’ equity: | ||||||||||||
| Preferred Stock, Value, IssuedUSD | 225,000,000Source | 225,000,000Source | 225,000,000Source | 225,000,000Source | 225,000,000Source | 225,000,000Source | 225,000,000Source | 225,000,000Source | 225,000,000Source | 225,000,000Source | 225,000,000Source | 225,000,000Source |
| Common Stock, Value, IssuedUSD | 249,000Source | 249,000Source | 249,000Source | 249,000Source | 249,000Source | 249,000Source | 249,000Source | 249,000Source | 249,000Source | 249,000Source | 249,000Source | 249,000Source |
| Retained Earnings (Accumulated Deficit)USD | 125,477,000Source | 105,103,000Source | 151,887,000Source | 119,250,000Source | 102,951,000Source | 143,674,000Source | 113,432,000Source | 99,834,000Source | 135,332,000Source | 107,754,000Source | 97,420,000Source | 92,955,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -11,586,000Source | -12,686,000Source | -10,698,000Source | -13,047,000Source | -16,557,000Source | -10,680,000Source | -13,515,000Source | -16,590,000Source | -10,820,000Source | -15,297,000Source | -15,649,000Source | -17,860,000Source |
| Stockholders' Equity Attributable to ParentUSD | 529,835,000Source | 504,589,000Source | 560,970,000Source | 521,088,000Source | 497,657,000Source | 551,363,000Source | 513,886,000Source | 493,682,000Source | 541,549,000Source | 505,500,000Source | 491,395,000Source | 492,700,000Source |
| Additional Paid in Capital, Common StockUSD | 208,909,000Source | 208,478,000Source | 210,339,000Source | 208,275,000Source | 207,934,000Source | 209,219,000Source | 207,888,000Source | 207,584,000Source | 208,604,000Source | 207,319,000Source | 207,106,000Source | 206,508,000Source |
| Liabilities and EquityUSD | 3,157,079,000Source | 3,015,969,000Source | 3,494,711,000Source | 3,153,869,000Source | 2,842,007,000Source | 3,300,757,000Source | 3,089,836,000Source | 2,818,702,000Source | 3,223,970,000Source | 3,039,938,000Source | 2,750,722,000Source | 2,311,989,000Source |
| Additional Financial Items | ||||||||||||
| Long-term DebtUSD | 521,100,000Source | 580,421,000Source | 621,100,000Source | 536,100,000Source | 680,421,000Source | 571,100,000Source | 521,100,000Source | 680,421,000Source | 596,100,000Source | 596,100,000Source | 684,421,000Source | — |
cash flow · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | ||||||||||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||||||||||
| Depreciation and amortization | — | — | — | — | — | — | —Source | —Source | —Source | —Source | —Source | —Source |
| Share-based Payment Arrangement, Noncash ExpenseUSD | — | — | — | — | — | — | 552,000Source | 503,000Source | 1,928,000Source | 2,074,000Source | 1,886,000Source | 1,567,000Source |
| Deferred Income Tax Expense (Benefit)USD | — | — | — | — | — | — | -266,000Source | -37,000Source | -634,000Source | 2,169,000Source | 1,258,000Source | -7,939,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | — | — | — | — | — | — | 13,881,000Source | 13,087,000Source | 55,594,000Source | 7,212,000Source | 6,493,000Source | 9,799,000Source |
| Cash flows from investing activities: | ||||||||||||
| Net Cash Provided by (Used in) Investing ActivitiesUSD | — | — | — | — | — | — | -84,890,000Source | -67,835,000Source | -219,718,000Source | -294,898,000Source | -332,908,000Source | -777,061,000Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | — | — | — | — | — | — | 47,000Source | 154,000Source | 978,000Source | 2,718,000Source | 411,000Source | 492,000Source |
| Cash flows from financing activities: | ||||||||||||
| Payments for Repurchase of Common StockUSD | — | — | — | — | — | — | — | — | — | — | 11,009,000Source | — |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | — | — | — | — | — | — | 62,101,000Source | 44,802,000Source | 150,439,000Source | 288,335,000Source | 411,245,000Source | 667,728,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate EffectUSD | — | — | — | — | — | — | -8,908,000Source | -9,946,000Source | -13,685,000Source | 649,000Source | 84,830,000Source | -99,534,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | — | — | 146,579,000Source | 155,812,000Source | 140,010,000Source | 126,639,000Source | 117,246,000Source | 129,893,000Source | 126,154,000Source | 139,839,000Source | 139,190,000Source | 54,360,000Source |
| Supplemental disclosure of cash flow information: | ||||||||||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | — | — | — | — | — | — | 19,886,000Source | 20,878,000Source | 85,638,000Source | 94,410,000Source | 50,026,000Source | 14,987,000Source |
| Income Taxes Paid, NetUSD | — | — | — | — | — | — | — | — | 8,455,000Source | — | — | — |
| Additional Financial Items | ||||||||||||
| Gain (Loss) on Sale of DerivativesUSD | — | — | — | — | — | — | — | — | — | — | — | 22,000Source |
| Gain (Loss) on Sale of Mortgage LoansUSD | — | — | 166,000Source | 218,000Source | 161,000Source | 169,000Source | 120,000Source | 148,000Source | 622,000Source | 1,048,000Source | 598,000Source | 741,000Source |
| Gain (Loss) on Sales of Loans, NetUSD | — | — | — | — | — | — | 120,000Source | 552,000Source | 1,026,000Source | 1,201,000Source | 558,000Source | 184,000Source |
| Income Tax Expense (Benefit)USD | — | — | 2,250,000Source | 638,000Source | 2,810,000Source | 1,891,000Source | 2,749,000Source | 2,022,000Source | 9,728,000Source | 4,713,000Source | 2,501,000Source | -6,845,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 6,508,000Source | 2,433,000Source | 8,495,000Source | 6,100,000Source | 8,623,000Source | 5,959,000Source | 28,703,000Source | 10,972,000Source | 3,352,000Source | -30,001,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | — | — | 6,227,000Source | 2,152,000Source | 8,213,000Source | 5,818,000Source | 8,342,000Source | 5,678,000Source | 27,578,000Source | 10,334,000Source | — | — |
| Proceeds from Issuance of Common StockUSD | — | — | — | — | — | — | — | — | 142,000Source | — | — | 2,000Source |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-saleUSD | — | — | — | — | — | — | 14,720,000Source | 13,603,000Source | 113,450,000Source | 109,486,000Source | 60,954,000Source | 40,318,000Source |
| Provision for Loan, Lease, and Other LossesUSD | — | — | 1,364,000Source | 537,000Source | 2,148,000Source | 1,626,000Source | 1,656,000Source | -285,000Source | 3,783,000Source | 1,334,000Source | 973,000Source | — |
| Financing Receivable, Credit Loss, Expense (Reversal)USD | — | — | 864,000Source | -801,000Source | 1,669,000Source | 1,348,000Source | 1,293,000Source | 731,000Source | 4,469,000Source | 1,516,000Source | 1,237,000Source | — |
| Proceeds from Stock Options Exercised | — | — | — | — | — | — | —Source | —Source | — | — | — | — |
income statement · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | — | — | 8,758,000Source | 3,071,000Source | 11,305,000Source | 7,991,000Source | 11,372,000Source | 7,981,000Source | 38,431,000Source | 15,685,000Source | 5,853,000Source | -36,846,000Source |
| Income Tax Expense (Benefit)USD | — | — | 2,250,000Source | 638,000Source | 2,810,000Source | 1,891,000Source | 2,749,000Source | 2,022,000Source | 9,728,000Source | 4,713,000Source | 2,501,000Source | -6,845,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 6,508,000Source | 2,433,000Source | 8,495,000Source | 6,100,000Source | 8,623,000Source | 5,959,000Source | 28,703,000Source | 10,972,000Source | 3,352,000Source | -30,001,000Source |
| Earnings Per Share, BasicUSD per share | — | — | 0.27Source | 0.1Source | 0.36Source | 0.26Source | 0.36Source | 0.25Source | 1.21Source | 0.46Source | 0.15Source | -1.32Source |
| Earnings Per Share, DilutedUSD per share | — | — | 0.27Source | 0.1Source | 0.35Source | 0.25Source | 0.36Source | 0.25Source | 1.2Source | 0.46Source | 0.15Source | -1.32Source |
| Weighted Average Number of Shares Outstanding, Basicshares | — | — | 22,766,195Source | 22,446,009Source | 23,053,460Source | 22,716,615Source | 22,988,317Source | 22,662,916Source | 22,746,226Source | 22,434,654Source | 22,745,317Source | 22,690,943Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | — | — | 23,135,448Source | 22,612,028Source | 23,508,153Source | 22,947,769Source | 23,331,314Source | 22,876,740Source | 23,060,669Source | 22,551,715Source | 22,822,313Source | 22,690,943Source |
| Additional Financial Items | ||||||||||||
| Current Income Tax Expense (Benefit)USD | — | — | — | — | — | — | — | — | 10,364,000Source | — | — | — |
| Depreciation, Depletion and Amortization, NonproductionUSD | — | — | — | — | — | — | 1,232,000Source | 1,207,000Source | 4,818,000Source | 4,737,000Source | 4,526,000Source | 4,266,000Source |
| Interest ExpenseUSD | — | — | — | — | — | — | — | — | 85,700,000Source | 86,200,000Source | 60,601,000Source | 16,149,000Source |
| InterestExpenseOperatingUSD | — | — | 21,599,000Source | 22,270,000Source | 21,591,000Source | 21,434,000Source | 20,436,000Source | 21,794,000Source | 85,714,000Source | 86,157,000Source | — | — |
| Interest Income (Expense), NetUSD | — | — | 25,248,000Source | 19,023,000Source | 30,061,000Source | 24,426,000Source | 28,226,000Source | 22,203,000Source | 99,811,000Source | 76,480,000Source | 65,266,000Source | 66,603,000Source |
| Labor and Related ExpenseUSD | — | — | 7,868,000Source | 7,674,000Source | 9,070,000Source | 7,627,000Source | 8,663,000Source | 7,780,000Source | 31,388,000Source | 30,910,000Source | 30,699,000Source | 27,914,000Source |
| Marketing and Advertising ExpenseUSD | — | — | 184,000Source | 180,000Source | 190,000Source | 266,000Source | 228,000Source | 83,000Source | 627,000Source | 714,000Source | 825,000Source | 593,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | — | — | 6,227,000Source | 2,152,000Source | 8,213,000Source | 5,818,000Source | 8,342,000Source | 5,678,000Source | 27,578,000Source | 10,334,000Source | — | — |
| Preferred Stock Dividends, Income Statement ImpactUSD | — | — | 281,000Source | 281,000Source | 282,000Source | 282,000Source | 281,000Source | 281,000Source | 1,125,000Source | 638,000Source | — | — |
Filing attachments
pdlb-ex99_1.htm · 8-K · 2026-10-26
Exhibit 99.1 Ponce Financial Group, Inc. Reports Third Quarter 2026 Results NEW YORK, October 26, 2026 - Ponce Financial Group, Inc., (the “Company”) (Nasdaq: PDLB), the holding company for Ponce Bank, National Association ("Ponce Bank" or the “Bank”), today announced results for the third quarter of 2026. Third Quarter 2026 Highlights (Compared to Prior Periods): • Net income available to common stockholders was $18.0 million, or $0.76 per diluted share for the three months ended September …
Read attachment ↗pdlb-ex99_2.htm · 8-K · 2026-10-26
President & Chief Executive Officer Carlos P. Naudon Executive Vice President & Chief Financial Officer Sergio J. Vaccaro Exhibit 99.2 Presentation of Cautionary Statements Certain statements herein constitute forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Exchange Act and are intended to be covered by the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. Such statements may be identifi…
Read attachment ↗pdlb-ex99_1.htm · 8-K · 2026-07-27
EX-99.1 2 pdlb-ex99_1.htm EX-99.1 EX-99.1 Exhibit 99.1 Ponce Financial Group, Inc. Reports Second Quarter 2026 Results NEW YORK, July 27, 2026 - Ponce Financial Group, Inc., (the “Company”) (Nasdaq: PDLB), the holding company for Ponce Bank, National Association ("Ponce Bank" or the “Bank”), today announced results for the second quarter of 2026. Second Quarter 2026 Highlights (Compared to Prior Periods): • Net income available to common stockholders was $8.2 million, or $0.35 per dilut…
Read attachment ↗pdlb-ex99_2.htm · 8-K · 2026-07-27
EX-99.2 3 pdlb-ex99_2.htm EX-99.2 President & Chief Executive Officer Carlos P. Naudon Executive Vice President & Chief Financial Officer Sergio J. Vaccaro Exhibit 99.2 Presentation of Cautionary Statements Certain statements herein constitute forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Exchange Act and are intended to be covered by the safe harbor provisions of the Private Securities Litigation Reform Act of…
Read attachment ↗pdlb-ex99_1.htm · 8-K · 2026-06-12
EX-99.1 2 pdlb-ex99_1.htm EX-99.1 EX-99.1 Exhibit 99.1 REMARKS OF CARLOS P. NAUDON PRESIDENT AND CHIEF EXECUTIVE OFFICER PONCE FINANCIAL GROUP, INC. AND PONCE BANK THE 2026 ANNUAL SHAREHOLDERS’ MEETING PONCE FINANCIAL GROUP, INC. June 11, 2026 FELLOW SHAREHOLDERS, OVER THE PAST YEAR, PONCE FINANCIAL GROUP (PFG) HAS REACHED AN IMPORTANT MOMENT IN OUR JOURNEY. AFTER YEARS OF STEADY PROGRESS, WE ARE HITTING OUR STRIDE - AS AN INSTITUTION, AS A COMMUNITY PARTNER, AND AS A MISSION-DRIVEN…
Read attachment ↗pdlb-ex99_1.htm · 8-K · 2026-04-24
EX-99.1 2 pdlb-ex99_1.htm EX-99.1 EX-99.1 Exhibit 99.1 Ponce Financial Group, Inc. Reports First Quarter 2026 Results NEW YORK, April 24, 2026 - Ponce Financial Group, Inc., (the “Company”) (Nasdaq: PDLB), the holding company for Ponce Bank, National Association ("Ponce Bank" or the “Bank”), today announced results for the first quarter of 2026. First Quarter 2026 Highlights (Compared to Prior Periods): • Net income available to common stockholders was $8.3 million, or $0.36 per diluted…
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