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BCS

Current Report · Items 2.01, 7.01, 9.01 · 8-K

Ponce Financial Group, Inc.

PDLBNASDAQEQUITYCurrent

Completion of Acquisition or Disposition of Assets · Regulation FD Disclosure

Item 7.01 Regulation FD Disclosure. The Company is scheduled to make presentations to current and prospective investors after October 26, 2026. Attached as Exhibit 99.2 of this Form 8-K is a copy of the presentation which Ponce Financial Group, Inc. will make available at these presentations and will post on its website at www.poncebank.com.…

Filed Oct 26, 2026Accepted Oct 26, 2026, 9:25 AM EDTCIK 1874071Accession 0001193125-26-431222
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Company context

Ponce Financial Group, Inc. is the holding company for Ponce Bank, N.A. Ponce Bank, N.A. is a Minority Depository Institution, a Community Development Financial Institution, and a certified Small Business Administration lender. Ponce Bank, N.A.’s business primarily consists of taking deposits from the general public and to a lesser extent alternative funding sources and investing those funds, together with funds generated from operations and borrowings, in mortgage loans, consisting of 1-4 family residences (investor-owned and owner-occupied), multifamily residences, nonresidential properties, construction and land, and, to a lesser extent, in business and consumer loans. Ponce Bank, N.A. also invests in securities, which consist of U.S. Government and federal agency securities and securities issued by government-sponsored or government-owned enterprises, as well as, mortgage-backed securities, corporate bonds and obligations, Federal Home Loan Bank stock and Federal Reserve Bank stock.

Current securities

Recent company filings

  1. 10-Q filingAug 5, 2026
  2. Results of Operations and Financial Condition · Regulation FD DisclosureJul 27, 2026
  3. Submission of Matters to a Vote of Security Holders · Other EventsJun 12, 2026
  4. SCHEDULE 13G/A - filed by Ponce Bank Employees Stock Ownership Plan with 401(k) Provisions regarding Ponce Financial Group, Inc.May 7, 2026
  5. 10-Q filingMay 7, 2026

Registered securities in this filing

Ponce Financial Group, Inc. · 8-K · Filed 2026-10-26

As filed in this accession. Current/historical status below comes from the governed listing record; the cover itself remains exact to this filing.

Common stock, par value $0.01 per share

Symbol
PDLB
Exchange
NASDAQ
Classification
COMMON
Status
Current
Filing context

Context: C_c49aafa4-6157-4ce6-bd96-9b134964afc1

Dimensions: Not supplied

Accession 000119312526431222 · 1 registered-security cover member

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Disclosure sections

Items 2.01, 7.01, 9.01

Select an item to read the extracted section. The as-filed document remains the primary evidence.

Item 7.01Item 7.01 - Regulation FD Disclosure
Item 7.01 Regulation FD Disclosure. The Company is scheduled to make presentations to current and prospective investors after October 26, 2026. Attached as Exhibit 99.2 of this Form 8-K is a copy of the presentation which Ponce Financial Group, Inc. will make available at these presentations and will post on its website at www.poncebank.com. This report is being furnished to the SEC and shall not be deemed "filed" for any purpose.
Filed exhibits (2)
EX-99.1 (by filename) pdlb-ex99_1.htm

Exhibit 99.1 Ponce Financial Group, Inc. Reports Third Quarter 2026 Results NEW YORK, October 26, 2026 - Ponce Financial Group, Inc., (the “Company”) (Nasdaq: PDLB), the holding company for Ponce Bank, National Association ("Ponce Bank" or the “Bank”), today announced results for the third quarter of 2026. Third Quarter 2026 Highlights (Compared to Prior Periods): • Net income available to common stockholders was $18.0 million, or $0.76 per diluted share for the three months ended September 30, 2026, as compared to net income available to common stockholders of $8.2 million, or $0.35 per diluted share for the three months ended June 30, 2026 and net income available to common stockholders of $6.2 million, or $0.27 per diluted share for the three months ended September 30, 2025. Net income for the three months ended September 30, 2026 was $18.2 million. The Company paid dividends of $0.3 million on its preferred stock during the three months ended September 30, 2026. • Included in the $18.0 million of net income available to common stockholders for the third quarter of 2026 results is $57.5 million in total interest and dividend income, $5.9 million in benefit for income taxes …

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EX-99.2 (by filename) pdlb-ex99_2.htm

President & Chief Executive Officer Carlos P. Naudon Executive Vice President & Chief Financial Officer Sergio J. Vaccaro Exhibit 99.2 Presentation of Cautionary Statements Certain statements herein constitute forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Exchange Act and are intended to be covered by the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. Such statements may be identified by words such as “believes,” “will,” “would,” “expects,” “project,” “may,” “could,” “developments,” “strategic,” “launching,” “opportunities,” “anticipates,” “estimates,” “intends,” “plans,” “targets” and similar expressions. These statements are based upon the current beliefs and expectations of management and are subject to significant risks and uncertainties. Actual results may differ materially from those set forth in the forward-looking statements as a result of numerous factors. Factors that could cause such differences to exist include, but are not limited to, adverse conditions in the capital and debt markets and the impact of such conditions on business activities; changes in int…

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